What is debt consolidation?

It’s a personal loan that is structured to pay off all your existing debt, leaving you with one easy repayment each month. The plus of debt consolidation is that it does not put you under Debt Review, which means you are still free to apply for other forms of credit after debt consolidation has happened.

Why would you need it?

Debt consolidation helps those who have become overburdened by debt, with multiple debts at various repayment rates and unsure of which debt to pay off first or how to do so. Consolidating your debts into one loan simplifies your life and leaves you with a clear path forward.

How does it work?

  • 1

    Apply Online

    Complete the free, online application

  • 2

    We do the hard lifting

    Sit back and relax while we approach our panel of accredited lenders on your behalf

  • 3

    Choose your loan

    Once an offer comes your way, you can choose whether you want to take the loan or not

Best part:

It’s totally free and we get you the best deal possible without you having to shop around. Debt consolidation can be applied for with or without a good credit score, and the amount of money will be paid directly to each creditor, leaving you with a simple monthly repayment.