We connect you with South Africa’s top lenders. Easily compare loans & interest rates. Apply online to get your loan approved today. All our lenders are registered with the National Credit Regulator (NCR).
Why Choose Us?
Let us help you find and compare the best personal loans from R5 000 - R150 000 and choose how you want to spend it.
Simple 1-2-3 process to find a personalised short term loan, with best interest rates available. Same-day approval.
Simply apply & compare for the best vehicle finance that suits your needs. Make your dream car a reality today.
We Can Help You When Nobody Else Can!
2. What are the basic criteria?
You need to:
- Be 18 years of age or older
- Be a citizen of South Africa
- Have a min monthly income of R1500 pm
- Have a South Africa bank account
3. What supporting documents do I need?
You will need to provide:
- Proof of residence
- Copy of you SA ID or passport
- Last 3 months certified bank statements
- Last 3 months payslips
4. Is it safe to give all the required information to Think Finance?
5. What are the implications of non payment?
Non-payment of your account could result in a service fee charge of up to R60, and an increase of 5% interest for every month outstanding. Should you fail to make payment for two months, your account will be regarded as in arrears and be handed over to an external debt collection company.
Please note: Not repaying your loan on time will reflect poorly on your credit profile. This will have a negative impact on your overall credit rating, which might make it more difficult to qualify for any future loans at any authorised credit provider.
Additional Important Information
Annual Percentage Rates
Loan repayment terms range from 6 to 72 months. The maximum interest rate our lenders will charge is 28.00% per annum (compounded monthly).
Each client’s rate and initiation fee are calculated according to their specific risk profile.
An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R50 000 plus a once-off initiation fee of R1 155.50 and a monthly admin fee of R79.00, over 72 months.
The total cost of the loan will be R 110 256.12 which is a maximum Annual Percentage Rate (APR) of 28%.
Should you be up to date with your loan repayments, you may be considered for an additional loan depending on the loan requirement.
To do so you will have to complete a new application, at which point the loan provider will look at your risk profile, affordability etc.
The lender will then make a responsible decision based on the rules and regulations as set by the NCR.